X1 Card

4.5
4.57K reviews
10K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image

About this app

To apply for X1 Card, please visit x1.co.

X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee

X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app

Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.

Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc.

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.
Updated on
Apr 03, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
4.27K reviews
Kristen Telaak
March 31, 2026
TECH TEAM - PLEASE ADD WEEKLY AUTO PAYMENTS FOR A CERTAIN AMOUNT (not only the full balance). Wouldn't you make more money if you added that to the app? Since X1 scaled down on the reward points program, I do not go into the app as much before and use my card less. X1 does not have a payment address, so you cannot set up a payment through your bank, for example, auto payments/weekly payments for a certain amount of time. The X1 app allows weekly payments but only allows the full balance.
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Anne Laux
January 7, 2026
App not accepting payments----keep getting an error message when submitting my payment through the app. Contacted customer service and received a help guide for how to make a payment---which was completely unhelpful since that did not address the issue at all. I've had this card for 2 years and have never had an issue making a payment on the app, I don't even know if they have a website for me to make a payment!
2 people found this review helpful
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Fernando David Valdez Guadron
February 19, 2026
This card used to be my favorite for what it offered. It’s still easy to use, but since being acquired by Robinhood, many of the features that made X1 unique were removed. Points are worth significantly less (under one cent), which hurt the value. That said, the support team is amazing, and I was given access to the Robinhood Gold Card and appreciate the support. It’s a shame X1 was phased out, but I’m looking forward to what the Gold Card offers.
6 people found this review helpful
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What’s new

Bug fixes and performance improvements.