Moneyfarm: Investing & Saving

4.2
7.27K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Wealth, together.

Discover investment solutions for a broad range of wealth goals, backed by our smart technology and the expertise of our dedicated investment consultants, ready to guide you on your journey.


Get started today in three simple steps:
1. Answer a few simple questions
2. Discover your perfect investment portfolio
3. Invest towards your financial goals

– Explore our range of wealth-building solutions –

Whether you're new to investing, more experienced or just looking to diversify, our range of products is designed to meet a broad range of needs and goals.


· Stocks & Shares ISA, Cash ISA and Junior ISA – tax-efficient investing for your future
· Self Invested Personal Pension (SIPP) – plan and consolidate your retirement savings
· General Investment Account (GIA) – flexible investing without tax wrapper
· Liquidity+ – short-term investing with low risk, actively managed by our Asset Allocation team
· Share Investing – build your own trading portfolio of UK and global stocks, ETFs, bonds and mutual funds


– Why choose Moneyfarm? –


· Easy to use investment app – designed for beginners and experienced investors
· Diversified ETF portfolios – actively managed or fixed allocation, built around your goals and risk appetite
· Build your own portfolio – choose from a wide range of UK and global stocks, ETFs and mutual funds
· Low-cost investing – benefit from cost-efficient ETFs and transparent fees
· Expert financial consultants – personalised guidance available if and when you need it
· FCA regulated & FSCS protected – trusted, secure, and transparent


– Craft your ideal investment strategy –

We all have different goals in life. Whether you’re saving for a dream holiday home, building a retirement nest egg, or putting some money aside for your children’s university fees – we’ve designed investment solutions to meet a wide variety of needs.


Actively Managed

Experience the full benefits of our investment expertise.
Our Asset Allocation team builds your portfolio using cost-efficient ETFs and regularly rebalances it based on your goals and risk appetite. Choose an actively managed portfolio to fully optimise your potential for future growth.


Fixed Allocation

Our low-cost, hands-off investing solution.
Our fixed allocation portfolios are built from the same cost-efficient ETFs as our managed portfolios but with a simpler, passive approach to management.
Choose a fixed allocation portfolio for low-cost, passive, long-term growth.

Smart Yield

An ideal solution for short-term cash management and low-risk investing. Liquidity+ invests in money market funds carefully selected and actively managed by our Asset Allocation Team. Available with a General Investment Account or a Stocks and Shares ISA.


Share Investing

The extensive world of stock market investing at your fingertips. Build your own portfolio by choosing from a vast array of stocks, ETFs, and UK mutual funds.
Also available alongside an actively managed portfolio, for full global diversification and expert management.


– Take the next step with us –

When you invest with us, we’re in it together. You’re backed by a team dedicated to helping you achieve your investment goals and turning your aspirations into a reality. So, take the first step towards financial freedom and let us be your guide.


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Updated on
Apr 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
7.11K reviews
John Warburton
March 13, 2026
Shambolic. Pension direct debit left my bank 2 weeks ago and has not been allocated to pension. I have called and emailed on a number of occasions without anyone coming back to me. I have now been told it could take another week to allocate the funds or return them. Do not trust this organisation with your money.
3 people found this review helpful
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Gary Yau
August 2, 2020
Great simple app, ive been with money farm for about 3 years now. I've had ups and down throughout these 3 years, but despite all the economic issues happening around us, they've managed to bring me an average of 11% increase. Like all investments, nothing is guaranteed, but invest small and what you can and it will eventually pay off. Company and app recommended.
61 people found this review helpful
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Elisabetta Bruno
April 19, 2023
As a company, Moneyfarm has a good record, But I find the app is often rather slow to load. There are also missing functions, like you cannot delete portfolios without emailing Moneyfarm and while it tells you you can change your risk profile (and directs you to it so I know I am in the right place), it doesn't actually let you change it. 2FA bugged once, it wouldn't initialise at all which prevented me from accessing the app. I had to write to support who deactivated it. Their support is good.
55 people found this review helpful
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What’s new

Thanks for investing with Moneyfarm! Enjoy the latest and greatest version of our app.
We update our app regularly to make it even faster and more reliable.
Every update contains several performance improvements and occasional bug fixes to make managing your investment as easy as possible.

As we release new features, we'll let you know in the app.