
Al O.R.Y
I’ve had nothing but issues with the BrightWay card. From unexplained declines and constant fraud freezes to a mobile app that rarely lets me log in, it’s been incredibly frustrating. Adding the card to Google Pay and other pay apps is nearly impossible, and getting a simple PIN takes forever because they won’t provide it over the phone. Customer service hold times are long and rarely helpful. I’d recommend looking elsewhere.
3 people found this review helpful
OneMain Financial
February 26, 2026
We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you. Can you please contact us at
[email protected] with your first and last name.
Thank you,
The BrightWay Team

Phat Promo
STAY AWAY FROM BRIGHTWAY!!!! I called in to cancel my account because of the annual fee as I had rebuilt my credit and was getting cards with no fees. I was told about a Plus version of their card with higher limits and no AF. Just pay 24 consecutive payments and you get the card. I just called in to see where I was and I am at 21 payments, but the operator informed me that, after 2 more $65 AF payments (1 made on the first call and another made in January) that they don't have the Plus program.
8 people found this review helpful

Duane J
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With the BrightWay Credit Card, you get the best rewards for making 6 on-time monthly payments. Plus, the app is very user-friendly, and it's helping to build a strong credit history when making timely payments. Payments are processed quickly. Nice card to have!!!!! You should apply and see for yourself. I've had the card for around two years now, and I've received multiple rewards for making monthly on-time payments, which were rewarded every 6 months. They just rewarded me with the +Card.
615 people found this review helpful