Oportun: Finances made simple

4.0
48.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Kickstart your New Years financial resolutions. Whether you’re saving or borrowing, our finance app is here to help you stay in control. Never money alone.


PUT YOUR SAVINGS ON AUTOPILOT

Reach your savings goals big or small. Set & Save™ learns your income and spending patterns to find the right moments to automatically set aside money toward your goals. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average.*


> Achieve your goals

We can help you turn those New Year resolutions into real progress. We’ve helped people save over $12.3 billion in total using Set & Save toward 15 million goals, from building an emergency fund to a well-earned vacation and even a first home. We move money toward each goal you set based on what you can afford, helping you make steady progress without needing to think about it. We look at when your bills are due, when you get paid and more to personalize your savings.


> Your money, your rules

Save a lot or a little. Set limits and give us guidance on how to save for you. Pause saves with the push of a button. Transfer your money back into your bank account whenever you want it. Instantly move money from one goal to another. It’s your money and you’re the boss.


> Safe and secure

Your money is protected every step of the way. Savings held through Oportun are FDIC-insured** up to $250,000 through our partner banks. We use bank-level encryption, multi-factor authentication, and trusted technology partners like Plaid to keep your information safe. You can stay informed with either automatic daily or weekly balance notifications. You’re always in control.


> How it works

1. Get set up in minutes: Link your bank account to our savings app and set your goals

2. We’ll get to know you: We find smart times to save based on your spending and income

3. Effortlessly save: We’ll automatically move money into the savings app toward your goals


> Get a 30 day free trial

See how much you can save with a 30 day free trial of our money saving app. After that, enjoy effortless savings for just $5.99/month or $3.99/month billed annually. Cancel anytime.



LOAN MEMBERS, WE’RE HERE FOR YOU

Are you an Oportun member with a personal loan? It’s easier to manage it in the app.

Check your balance, make payments, set up autopay, and refer friends all in one place. The Oportun app is free for members to use for the purpose of monitoring and paying their loan.

Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing.



MORE ABOUT US

- Oportun is certified by the US Treasury Department as a CDFI

- Oportun has an A+ rating by the Better Business Bureau (BBB)

- Formerly known as Digit, our finance app helps you save without thinking about it, budget smarter, and manage your loan easier.

- - - - - - -

Oportun offers personal loans in certain states through its partner PathwardÂŽ, N.A., and they are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

**Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the “Depository Institutions”). Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution.

Oportun does not share information between its affiliates or partners for marketing purposes without consumer consent or as otherwise allowed by law.
Updated on
Apr 03, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
47.9K reviews
Justin Robinson
January 23, 2026
This app was amazing back when it was "Digit." Now, they're sure to charge your account the subscription fee every month but hasn't saved a single dollar for me since they switched over. I used to love this app, so I attempted to reach out for help resolving the problem, but they dont respond. The service that had been promised is not the service that's being given which is grounds for a dispute. I reached out to them 1 last time to request a refund on every month that I'd been charged.
18 people found this review helpful
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S.S Brown
February 16, 2026
I've used this account for over five years. Three years ago, withdrawals ceased, and I forgot my app password. I recently recovered it and logged in again. They claimed they couldn't access my bank account to make withdrawals, yet they continued charging me $5 monthly, amounting to nearly $200, and failed to withdraw funds to meet my goals. This raised my suspicion that the app isn't reliable.
11 people found this review helpful
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oportun
February 17, 2026
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at [email protected].
Becca F
December 15, 2023
Edit: I love this app... When it works. My account is connected but after just a couple transfers it stops working. I've done my due diligence to ensure Plaid and my bank are connected and nothing is stopping the transfers. I've had nothing but issues since the name change. No idea if that has correlation, but it's frustrating. I absolutely love this app. It lets me adjust how much it takes out easily and I'm saving money without even knowing it. Best app I've downloaded all year.
29 people found this review helpful
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oportun
December 16, 2023
Hi there, I am so sorry for any issues here about your connection issues. Can you please email us at [email protected] so that we can take a closer look on our end? Thank you and talk soon!