Discovery Insure

3.6
17.9K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Discovery Insure offers car insurance that rewards good driving.

Through our smartphone-enabled DQ-Track, which incorporates the Discovery Insure app and our Vitality Drive telematics device, Discovery Insure clients get real-time feedback on their driving behaviour, as well as other innovative features. Drive well to get up to R1,500 in fuel rewards every month.

To start earning your monthly fuel rewards, you must install a telematics device and link it to the Discovery Insure app. Then, activate your Vitality Drive card through our Discovery Insure app and swipe it whenever you fill up at BP or Shell. You can also get rewards on your Gautrain spend when you link your Gautrain at www.discovery.co.za.

Note: The Discovery Insure app uses location services. When you are not driving, it does not use GPS. It uses battery-efficient methods to automatically determine the start of a trip and stops detailed monitoring soon after a trip ends. The app is aware of your battery life and will not start monitoring a drive if the battery is low. Although the app has been designed to use your phone’s sensors in a battery-efficient way, running the app without a charger on long trips may drain the battery.

Discovery Insure Limited is a licensed non-life insurer and an authorised financial services provider. Registration number: 2009/011882/06. Product rules, terms and conditions apply. Full product details, including limits, can be found on our website, www.discovery.co.za, or you can call 0860 000 628.
Updated on
Apr 06, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
17.6K reviews
Humarno Schoonwinkel
December 20, 2025
That app is quite glitchy, however, my biggest concern is how incredibly sensitive the scoring is. The slightest turn or braking often results in penalties for "severe braking" or "severe cornering". It feels like it's designed to deduct as many points as possible. It actually puts you in dangerous situations with surrounding traffic getting impatient and taking chances to pass you and putting you at risk.
12 people found this review helpful
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Discovery Limited
December 22, 2025
Hi Humarno , we have tried contacting you regrettably you were unable to take our call. Please refer to the email that we have sent you.
Johan Coetzer
April 22, 2023
This app is dreadful. Only one driver per car. Keeps complaining about phone settings. Everything must be on all the time - Bluetooth, GPS, mobile data, the lot. No power saving mode either, that is forbidden. To make it worse, the in car device is not really a proper tracker. At this I am stage I am so fed up that I am willing to change insurers just to get this nonsense off my phone and out of my life. The only setting that will improve it is uninstall.
3 people found this review helpful
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Discovery Limited
April 24, 2023
Hi Johan, we have made contact to address your concerns, regrettably you are unavailable to take our call. For further queries please contact us on 0860 751 751 for further assistance.
Gavin Wilken
February 5, 2026
Happy with the insurance, but this app and its connection is the worst. I have tried everything and changed everything. When you reach out to discovery they just send you the steps you need to follow, even after following the steps, im still getting uncovered trips. Update: Ive changed my star rating from 1 to 3, due to the quick respinse from discovery, we changed more settings, hopefully it will resolve the issue. Will update once tested
7 people found this review helpful
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Discovery Limited
February 6, 2026
Hi Gavin, thank you for the star rating! Our aim is to see you have the best experience with the app. Every journey is a chance to enhance your skills and enjoy the ride! Drive well, stay safe and get rewarded.

What’s new

We've made some exciting updates to enhance your experience! This version includes key technology updates, better integration with other services, a refreshed look, bug fixes and other small improvements.